Donlon & Associates, Inc.

Tom Donlon, F.S.A.

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Tom is a consulting actuary with more than 20 years of experience specializing in the health care area. He works with a wide range of clients including insurers, public sector clients, health care providers and employers. Tom has also worked with a variety of different health and welfare plans. These include large group self-insured plans, small group insured plans, dental plans, disability plans and group life insurance plans.

At Donlon & Associates, Inc. (D&A), Tom manages projects for a number of significant clients. These projects include developing health and welfare plan rating models, setting trend rates, certifying claim liabilities, preparing actuarial rate certifications, determining FAS 106 liabilities, analyzing claim data, recommending plan design changes, negotiating with plan vendors, pricing defined contribution health plans and evaluating the effectiveness of managed care strategies. Tom is currently a member of the Board of Directors of the Christian Brothers Employee Benefit Trust, a nationwide health care plan insuring more than 25,000 plan participants.

Prior to founding D&A, Tom was an Executive Vice President with Aon Consulting, a subsidiary of Aon Corporation in Chicago. At Aon, Tom was the National Practice Leader for the Health & Welfare Consulting Practice. He also served as the managing consultant for various accounts. During his eight years with Aon, Tom was a member of the Board of Directors of the Association of Private Pension and Welfare Plans (APPWP).

Prior to joining Aon, Tom was a Principal with William M. Mercer, Inc. (Mercer). There he consulted with both large employers and health care providers. While at Mercer, Tom served as a member of the National Managed Care Strategic Planning Committee and Regional Quality Assurance Committee.

Tom has been a Fellow of the Society of Actuaries since 1983 and a Member of the American Academy of Actuaries since 1980. He received a Bachelor of Science degree from Loyola University of Chicago with a major in Mathematics.

Maureen Eichenold, C.E.B.S.

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Maureen Eichenold is a health and welfare consultant with Donlon & Associates, Inc. (D&A). For over 16 years, she has been consulting with employers of all sizes on their group benefit plans. Maureen's areas of expertise include health and welfare plan design, cost analysis and pricing benefits provided by HMOs, PPOs and indemnity plans. In addition, she is experienced in the implementation and administration of cost-effective group benefit plans.

Since joining D&A, Maureen's special projects have included testing and editing various plan pricing models, performing data analysis for trend studies and creating a program to compare client-specific experience to the industry average applicable to the client's individual geographic and demographic profile.

Prior to joining D&A, Maureen was a consultant with Aon Consulting, a subsidiary of Aon Corporation in Chicago. At Aon, Maureen's responsibilities included pricing benefit plans, participating in renewal negotiations and vendor selections, and assisting in the administration of employer plans of all sizes.

Prior to joining Aon, Maureen was the Benefits Manager for Montgomery Ward. She had responsibility for the planning and administration of all benefits, including the medical, dental, life, accident, and retirement plans.

Maureen is a Certified Employee Benefits Specialist (CEBS) and has an MBA from the University of Chicago, with a specialization in finance and a concentration in accounting.

Sandra Leonard, A.S.A.

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Sandra Leonard is a health and welfare consultant with Donlon & Associates, Inc. (D&A). For over ten years, she has been consulting with employers of all sizes on their group benefit plans. Sandra's background includes plan design modeling and pricing, renewal negotiations, vendor selection, managed care network evaluation, contribution rate setting and strategy, nondiscrimination testing and FAS 106 valuations.

Recent projects include developing computer pricing models to assist clients in determining various impacts of benefit and eligibility plan changes. One such model was developed utilizing over $5 billion dollars in claim payments and allowed users to enter specific medical and prescription drug plan designs.

Sandra has also developed computerized models for the public sector. One such model is designed to predict the cost of various proposals that a state was assessing to reduce the number of uninsured individuals in their state. The model is a unique approach to measuring the likelihood that each individual in the state would be eligible for and accept coverage in a state run insurance plan. This particular model allows users to enter various benchmark plans and eligibility provisions. The model then determines the cost of the proposal and how the state, federal government, employers and individuals will fund it.

Prior to joining D&A, Sandra was an Associate in the health and welfare practice of William M. Mercer, Inc. in Chicago. She was the lead practice consultant on a large national account, as well as a member of many other client teams. Special projects included Long-Term Care vendor selections, competitive plan design and benefit cost benchmark surveys, as well as WEB and Interactive Voice Response enrollment systems.

Sandra graduated cum laude with distinction from the University of Illinois, Champaign-Urbana with a degree in Actuarial Science. She is an Associate of the Society of Actuaries and is currently pursuing her Fellowship designation. Sandra became a Member of the American Academy of Actuaries in 2003.

Vince Sherwin, F.S.A.

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Vince is a consulting actuary with over 18 years of experience specializing in the health care industry. He has worked with a wide range of clients including insurers, health care providers and employers. Vince's areas of expertise include HMO, POS, PPO, and PHO managed care products and pricing, rate filings, actuarial certifications, fee schedules, hospital contracts, reserving, small group rating, large group experience rating, Medicare and Medicaid products, experience analysis and benchmarks, financial projections, pharmacy benefits, dental plans and provider capitations.

Recent projects include the development of a reserving model for internal and client use. This model is distinctive in its combination of user-friendly features and technical detail. Vince is currently working on a pricing model that can be used for rating, provider contract analysis and benchmarking. Other recent work includes the development of financial projection models for several clients, MedSupp pricing, benefit studies, and health plan rating and factor development.

Prior to joining D&A, Vince had been a Senior Manager at Ernst & Young where he had primary responsibility for a number of clients. Vince had been a consulting actuary at Bob Gold & Associates from their inception in 1985 until their acquisition by Ernst & Young in 1999.

Vince earned a Bachelor of Science degree at the University of Illinois in Actuarial Science. He has been a Fellow of the Society of Actuaries since 1996 and a Member of the American Academy of Actuaries since 1991.

Steve Abbs, ASA, MAAA

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Steve Abbs is a health and welfare consultant with Donlon & Associates, Inc. (D&A). He has been consulting to employee benefit plans for over seven years.

Recent projects include numerous Medicare Part D actuarial attestations for plan sponsors, assistance with the development and coding of computerized pricing models, developing and maintaining financial pro formas, strategic planning and recommendations, and analysis of provider reimbursement arrangements.

Prior to joining D&A, Steve was an Associate Actuary in the group health and welfare practice of Milliman, Inc. in Chicago. He consulted to a number of multiemployer health and welfare benefit funds on a variety of benefits issues and projects, including experience reporting, contribution rate projections, year-end liability estimates, benefit plan design and pricing, analysis of potential benefit changes, and vendor selections/renewals. He also consulted to several funds in connection with becoming compliant with the privacy regulations of HIPAA.

Steve graduated summa cum laude with distinction from the University of Illinois, Champaign-Urbana with a degree in Actuarial Science. He is an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries.

Cecilia Weidner

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Cecilia Weidner is a health and welfare consultant with Donlon & Associates, Inc. (D&A). Since joining D&A, she has assisted with health care pricing and reserving models for insurance companies, employers and other clients.

Cecilia started her actuarial career with Assurant Health (formally Fortis group) where she was involved in projects utilizing a variety of statistic and technical programs such as forecasting, trend analysis, and data manipulations. At Assurant Health she developed her own pricing recommendation model giving direction to corporate decision makers for the health insurance company.

Prior to joining Assurant Health, Cecilia was the research assistant for Dr. Richard McMinn, editor of the "Risk and Insurance" journal and Edmonson-Miller endowed chair. Cecilia has taught levels in actuarial, finance, and statistics classes at Illinois State University.

Cecilia has earned her Masters in Mathematics from Illinois State University in Bloomington, Illinois and has almost finished her second Masters in Economics. This year she plans to finish the requirements for Associateship in the Society of Actuaries.

Jeff Stahler

Consultant
Phone: 630.505.0830
Fax/Data: 630.241.1445
Email: info2@donlon-associates.com

Jeff Stahler is a health and welfare consultant with Donlon & Associates, Inc. (D&A). Since joining D&A, he has assisted with numerous projects. Recently, Jeff has worked on setting health reserves, testing D&A's IBNR Model and performing dental utilization studies.

Jeff graduated from the University of Illinois at Chicago with a Bachelor of Science degree in Mathematics. He is currently pursing his associateship designation from the Society of Actuaries.